Benefits Of Buying Travel Insurance For A Family Trip

You must make a significant investment in a comprehensive bajaj allianz travel insurance plan to protect your family from any travel-related accidents. Many nations have made it mandatory for tourists to buy international travel insurance when they purchase their tickets. Domestic travel insurance is essential if you’re travelling within the nation.

The benefits of family travel insurance 

It can be difficult to purchase individual travel insurance for a family holiday overseas. When you and your family are travelling abroad, it is crucial to purchase a family travel insurance package so that you can avail of the benefits of travel insurance.

Some benefits of purchasing a family travel insurance plan are listed below:

  • You won’t have to hassle with getting individual travel insurance policies for each family member because of the family travel insurance plan.
  • You will only need to pay one premium because the sum insured covers every family member. Additionally, the price will be less than what is often charged for travel insurance.
  • You are allowed to modify the insurance plan to meet the needs of your family. You have the option of choosing a single-trip, multi-trip, or annual travel insurance plan.
  • Purchasing a family travel insurance coverage proves to be more cost-effective and advantageous than purchasing individual insurance plans.
  • You receive extra protection for personal accidents, medical evacuation, repatriation, and similar unforeseen events with the family travel insurance package.

What is covered by Family Travel Insurance? 

You must be aware of the precise sum insured amount covered and the number of travel-related concerns that fall under this amount before choosing a family bajaj travel insurance. A lot of travel insurance policies also include extras like daily hospital cash, emergency cash advances, etc.

  • The costs associated with an emergency medical issue when travelling abroad, such as an injury, an unexpected illness, or a passing away. 
  • Any physical harm that might have happened while you were on tour as a result of an accident. 
  • Travel insurance assists in arranging the trip and accommodations for a visiting family member in the event that you are hospitalised for an extended period of time. 
  • Family travel insurance provides protection from the costs associated with emergency medical evacuation. 
  • In the event of a tragic or untimely passing away, it covers the costs of returning the deceased insured traveller’s remains to his or her country or the costs associated with a foreign funeral.
  • It offers protection against eventual accident-related passing away or serious disability. 
  • It aids in paying the costs associated with an airline carrier losing your checked baggage. 
  • In the unlikely event that a traveller misplaces their passport, it aids in defraying the cost of getting a duplicate or new passport.
  • In the unfortunate event that a vacation is delayed or a flight is cancelled due to a natural disaster, an airline tragedy, or other medical or technical issues, the insurer will get compensation.
  • If a delay of more than a specific number of hours causes you to miss a connecting flight, you will receive compensation. *

Family travel insurance policy exclusions:

  • Existing medical issues, such as HIV/AIDS, heart disease, and mental disorders. 
  • War crimes and terrorism 
  • Suicide attempts or injuries caused by oneself 
  • Disregarding a doctor’s prescription 
  • Consequences of using drugs or alcohol 
  • You won’t receive compensation if you take part in illegal activities or if you sustain injuries by engaging in risky activities. 
  • Baggage theft or loss not reported to local police stations 
  • Injuries to or partial losses of checked baggage

When travelling with your family, having family bajaj allianz travel insurance makes sure that the only things you are concerned about are making priceless memories and having a tonne of fun. Therefore, before your next family trip abroad, make sure to purchase travel insurance.

* Standard T&C Apply

** Currently, there are 2 tax regimes in India – new and old. To get the tax benefit you desire, choose the correct one after consulting an expert. You can opt for a regime change during the next financial year.

# Visit the official website of IRDAI for further details.

## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply

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Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.